Many auto finance companies’ choice of credit bureau varies based on what region of the U.S. you are in. Overall, though, this is who I have found the following car-makers’ captive finance companies credit bureau of choice:
Mercedes-Benz: TransUnion
BMW: Equifax
Lexus: Experian
Audi: TransUnion
Volkswagen: TransUnion (Audi and VW are one in the same)
Jeep (Chrysler): Experian
Toyota: Experian
Nissan: Equifax
Honda: Equifax or Experian
Ford: Equifax
Mazda: Equifax
Hyundai: Experian
Kia: Experian
Remember: the above is for the captive lender only! (VW Financial Services, BMW FInancial, etc.) If you go to a dealership and apply for credit, they will likely pull all three and send your application to several banks who may choose to pull any or all three credit reports themselves.